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Financing

There are several companies that provide financing for medical procedures that are poorly supported by medical insurance. They have different eligibility requirements and conditions of the financing. These are unsecured loans and usually easy to apply for. Generally, the interest rate is dependent on your credit score, the amount you are borrowing, and the planned repayment time period. Some people will have a family member co-sign to obtain a lower interest rate. The conditions under which the loan is offered change over time depending on the economy and on the current risk tolerance of the company. The finance company makes money by charging you interest and by charging us to participate in their program. We currently have agreements with the following companies. The statements below are from the companies and additional details are on their web site.

Springstone

We are pleased to offer Springstone Financial LLC as our lender. Springstone is convenient and offers loans with no initial payment and low monthly payments for amounts of $2,000 to $40,000. We have worked with this group for almost 10 years as the "Family Fee Plan" and "Capital One Healthcare Finance". They have significant experience in providing credit to fund infertility care.

Rates start at $5.99% APR with repayment over 2 to 8 years and have no prepayment penalty. Lower rates depend on your credit score (or that of your co-signer) and the length of time you wish to borrow the money.

To go to their site, click on the following link: http://www.springstoneplan.com/

Their e-mail address is info@springstoneplan.com.